Tag Archives: The Culpeper

LifeCare Contracts Explained

By Brad Breeding

A recent Wall Street Journal article highlighted the concerns with long-term care insurance for senior adults. An alternative to long-term care insurance is a lifecare contract at a continuing care retirement community.But what is a lifecare contract and how can it benefit you or your loved ones who may need long-term care?

Lifecare Contracts Explained

A Continuing Care Retirement Community (CCRC, or “Life Plan Community”) can be a wonderful solution for older adults who are independent and active today, but who seek the peace of mind that comes with living in a community where assisted living or health care services will be provided when needed. A CCRC is the only type of retirement community that contractually provides access to services spanning the full continuum of care — beginning with independent living and progressing to assisted living and around-the-clock skilled nursing care.

Yet, CCRCs are not all created equal and resident payment plans can vary dramatically from one provider to another. No single contract type is right for everyone so it is important to understand the differences and make an educated decision regarding your unique situation.

Key Features of Lifecare Contracts

Lifecare contracts are often considered an all-inclusive model and are essentially a form of insurance against the future costs of healthcare services. Among entry-fee CCRCs, a community that offers a lifecare contract will typically require a higher monthly fee while a resident is living independently. The benefit, however, is that the resident has better predictability of monthly expenses over their lifetime because their monthly rate will not increase to reflect the cost of healthcare services when such services are required. Keep in mind that the monthly rate is also influenced by other factors, such as amenities, size of the residential unit, and geographic region.

Other Considerations

Residents who choose a lifecare contract are paying in advance for assisted living and/or health care services that they may or may not need. To help alleviate this concern many communities offering lifecare contracts also offer partially or fully refundable entry fees. Another consideration is that some portion of the entry fee and/or the monthly fee may be deductible as a pre-paid healthcare expense1. (Refundable portions of the entry-fee are not deductible.)

Tip

If you do not own comprehensive long-term care insurance and you seek protection against out-of-pocket costs for extended healthcare needs then a lifecare contract may be right for you. (Those who already own long-term care insurance you may still be able to use it in a lifecare community under certain situations.) The benefit of lifecare is often magnified in the case of double occupancy because the monthly rate under a lifecare contract will likely be substantially less than the cost of two people paying separately for care at market rates over an extended period of time.

To learn more about lifecare contracts at a LifeSpire of Virginia community, contact one of our retirement counselors today:

The Chesapeake: Liz Gee, (757) 223-1600
The Culpeper: Rose Wallace, (540) 825-2411
The Glebe: Helen Burnett, (540) 591-2100
Lakewood: Donna Buhrman, (804) 740-2900

Brad Breeding is co-founder and president of myLifeSite, a research and advocacy website for seniors. This content is legally licensed for use.

The Culpeper breaks ground

05/23/17

By Ann Lovell

Residents and guests recite “The Pledge of Allegiance” at The Culpeper’s groundbreaking May 10.

More than 225 residents, staff and guests of The Culpeper, a LifeSpire of Virginia continuing care retirement community, gathered May 10 to break ground on their new home — an estimated $23 million, 125,000 square-foot facility that will include space for independent living, assisted living, and skilled nursing and memory care. The new Culpeper will also offer residents larger living space, modern dining facilities, and a state-of-the-art fitness center.

Randall Robinson (right), former president and CEO, and Mick Feauto, Executive Vice President and COO of LifeSpire, talk with LifeSpire of Virginia staff .

Utilizing the theme, “Building for Tomorrow,” the afternoon was a celebration of The Culpeper’s past, present and future. Randall Robinson, former president and CEO of Virginia Baptist Homes, the predecessor to LifeSpire of Virginia, recalled The Culpeper’s history and the courage and vision it took for Dr. J.T. Edwards, then pastor of Culpeper Baptist Church, to build the very first Virginia Baptist Home just following World War II.

“(Edwards) took it upon himself to travel down to Richmond to meet with the executive committee of the Baptist Board,” Robinson said. “You have to remember this was during World War II, during a time when people knew nothing but cutbacks. This was a time not to spend but to save.”

However, Robinson noted, when The Culpeper was dedicated in October 1950, the new building was paid for as the result of an intensive state-wide capital campaign by Edwards and his team. “That’s an essential part of our past,” Robinson said.

Susan Rucker, chair of LifeSpire’s board of trustees, talks with a guest during The Culpeper’s groundbreaking celebration.

While Robinson shared about the past, residents Mary Miller and Kathy Davis shared their enthusiasm for living at The Culpeper today, describing it a “wonderful experience.”

“I’ve felt safe and secure, Miller said. “And the residents have been like a second family.”

Davis agreed. “We were tired of raking leaves. Facing reality, we knew we’d face life changes, and we would need to move into a retired assisted living community,” Davis said. “We have found exactly what we were looking for.”

Residents and guests enjoy breaking ground on the new building.

Looking toward the future, Jonathan Cook, current president and CEO of Lifespire of Virginia, began by reading a 1980s-era letter from former board chair, Hunter Riggins. The letter detailed the need for a new building at The Culpeper and the lack of resources available at that time to provide one.

“This letter was written in 1980, meaning we’ve been talking about a new building for quite a long time within Virginia Baptist Homes,” Cook said. “Today we are excited to say that we are making that a reality. While we honor our past, it is now time to look toward the future.”

The original Culpeper building stands behind the site of the new community, which will face the Blue Ridge mountains.

“This building has been our ancestral home for almost 70 years,” Cook continued. “This building has provided care for tens of thousands of Virginia Baptists; this building has provided a living for thousands of staff in the area, and this building has been closely tied to the identity of Virginia Baptist Homes.”

“Today we are starting a new beginning for the Culpeper,” Cook concluded. “I just want to thank you all for being a part of it and challenge us all to make sure we carry that long and rich history and tradition of care into our new building.”

Ann Lovell is Corporate Director of Communications for LifeSpire of Virginia. For more information, email alovell@lifespireliving.org or call (804) 521-9192.

LifeSpire of Virginia operates four continuing care retirement communities in Virginia: The Chesapeake in Newport News, The Culpeper in Culpeper, The Glebe in Daleville and Lakewood in Richmond.

The Culpeper to break ground on May 10

By Ann Lovell

An architectural rendering of the exterior of the new building at The Culpeper highlights the state-of-the-art facility.

CULPEPER, Virginia—Residents at The Culpeper, a LifeSpire of Virginia continuing care retirement community, will soon say goodbye to their 70-year-old building and welcome a new state-of-the-art facility. The new Culpeper will offer residents larger living space, modern dining facilities, a state-of-the-art fitness center, and a memory care neighborhood, the only one of its kind in the Culpeper area.

On May 10, The Culpeper will break ground on its new community. While the old building will continue to serve residents until the new building is completed, residents and the greater Culpeper community are invited to gather on the front lawn at 2 p.m., May 10, to participate in the groundbreaking ceremony. Utilizing the theme, “Building for Tomorrow,” the afternoon will include brief remarks from community leaders, displays of historic photos, a video of the original 1949 ground breaking, and architectural renderings of the future community, among other surprises.

And yes, there will be opportunity to move some dirt.

“Yes, there will be shovels,” said Jim Jacobsen, executive director of The Culpeper. “We will have opportunity for everyone to put a shovel in the ground. We expect it to be a fun afternoon, and we are pleased to open our doors to the community for this event.”

When the original building was constructed in 1949, it was state-of-the-art for the time. Over the years, however, the building could not keep pace with the demands of today’s active seniors, explained Peter Robinson, Vice-President of Marketing and Public Relations for LifeSpire of Virginia, The Culpeper’s parent company.

“The new facility is modern and state-of-the-art, in keeping with the vision of The Culpeper’s original founders,” Robinson said. “We want to assure that seniors who live in the Culpeper community don’t have to leave Culpeper to find compassionate care in modern, comfortable surroundings.”

While a new building is welcomed, demolishing a 70-year-old building steeped in tradition doesn’t happen without a degree of sentimentality. Jacobsen and his team worked with The Culpeper’s residents and the greater Culpeper community to discuss their feelings associated with tearing down the old building. As a result, some of the features of the old building will be preserved, including the stained glass from the chapel, which will be displayed in the new lobby.

“We recognize the rich legacy of our past, and we honor those beginnings,” Jacobsen said. “At the same time, we are embracing the future and renewing our commitment to tomorrow’s seniors to provide exceptional care in a family atmosphere. That commitment is what makes The Culpeper such a special place to live.”

The Culpeper is located at 12425 Village Loop in Culpeper, Virginia, 22701. Phone number is 540-825-2411.

Ann Lovell is Corporate Director of Communications for LifeSpire of Virginia. For more information, email alovell@lifespireliving.org or call (804) 521-9192.
LifeSpire of Virginia operates four continuing care retirement communities in Virginia: The Chesapeake in Newport News, The Culpeper in Culpeper, The Glebe in Daleville and Lakewood in Richmond.

 

LifeSpire communities recognized for excellence

10/18/16

By Ann Lovell

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RICHMOND, Virginia—LifeSpire leadership recognized each of its four continuing care retirement communities for operational and customer service excellence at an awards ceremony Sept. 27. LifeSpire owns and operates four retirement communities serving approximately 1,200 residents throughout Virginia: The Culpeper in Culpeper, The Glebe in Daleville, The Chesapeake in Newport News, and Lakewood in Richmond.

The awards included:

  • Perfect survey: Presented to the communities that achieved a perfect survey or no deficiencies on annual state health inspections for skilled nursing.
    • Perfect survey 2015: The Glebe
    • Perfect survey 2015: Lakewood
    • Perfect survey 2016: The Chesapeake
  • Spirit of Giving 2016 for highest percentage of employees participating in the employee crisis fund: The Culpeper
  • First Impression 2016 for best appearance of the community: The Culpeper
  • Overall resident satisfaction 2015 for highest resident satisfaction on the 2015 Independent Living resident satisfaction survey: The Glebe
  • Overall resident satisfaction participation 2015 for the highest percentage participation in the 2015 resident satisfaction process: The Glebe
  • Overall employee satisfaction participation 2016 for the highest percentage of employee participation in the 2016 employee satisfaction survey: The Glebe
  • Overall employee satisfaction 2016 for the highest cumulative score on the 2016 employee satisfaction survey: Lakewood
  • Safety First Award for the least amount of dollars spent per claim year: The Glebe
  • Fiscal Management 2015 for the community that performed best compared to budget in relation to campus financial results: Lakewood
  • Fiscal Management 2016 for the community that performed best compared to budget in relation to campus financial results: The Culpeper
  • Graves-Morris Award for largest net gain in independent living occupancy: The Culpeper
  • The Appalachian Trail Award for most independent living move-ins: Lakewood
  • Mount Everest Award for highest sustained occupancy: Lakewood
  • Peak Performance Award for highest closing ratio:
    • Rose Wallace of The Culpeper
    • Dreama Slone of the The Glebe
    • Liz Gee of The Chesapeake
  • The Innovator’s Award for marketing innovation: The Chesapeake

Each LifeSpire community provides a full continuum of care to address the changing health needs of seniors. Readily accessible assisted living, 24-hour nursing care, physical therapy and memory support services combined with a focus on exceptional dining, wellness and hospitality are hallmarks of each LifeSpire community. For more information, contact one of our marketing professionals at the community nearest you:

Rose Wallace, The Culpeper in Culpeper, 540-825-2411 or email rwallace@theculpeper.org
Helen Burnett, The Glebe in Daleville, 540-591-2100 or email hburnett@theglebe.org
Liz Gee, The Chesapeake in Newport News, 757-223-1600 or email lgee@thechesapeake.org
Donna Buhrman, Lakewood in Richmond, 804-740-1900 or email dbuhrman@lakewoodwestend.org


Ann Lovell is corporate director of communications for LifeSpire of Virginia, formerly Virginia Baptist Homes. For more information, email alovell@lifespireliving.org or call (804) 521-9192.

LifeSpire of Virginia operates four continuing care retirement communities in Virginia: The Chesapeake in Newport News, The Culpeper in Culpeper, The Glebe in Daleville and Lakewood in Richmond.

 

LifeSpire residents participate in Active Aging Week … and stay fit year-round

By Ann Lovell

Since 2003, the International Council on Active Aging has promoted Active Aging Week during the last week of September. LifeSpire residents in each of its four communities participated in a variety of activities, Sept. 25 – Oct. 1, including walking tours, aquatic exercise, glow-in-the-dark games, Segway outings, drum circles, and mystery walks.

nustep-marathonNuStep Marathon: Forty-three residents participated in The Glebe’s NuStep marathon. Each signed up for a 30-minute time slot on a NuStep machine, keeping two NuSteps occupied continuously for about 11 hours! A few residents who had never tried the NuStep joined a team, prompting Rachel Carson, The Glebe’s wellness coordinator, to proclaim the NuStep marathon the “biggest success” of this year’s Active Aging Week.

lakewood-active-aging-allen-brownLakewood’s drum circle: This interactive event allowed Lakewood residents to enjoy making music while reaping the health benefits of ensemble drumming. While research suggests learning any new skill diminishes and even prevents senile dementia, the physical act of drumming has additional advantages, including improved circulation and loosening stiff joints in the shoulders, arms, and hands.

Research shows that an active lifestyle lessens the challenges and increases the opportunities associated with aging. In addition to celebrating Active Aging Week, LifeSpire seeks to provide an environment within its four communities that offers aging adults programs, guidance, and support for healthy aging — all year long.

the-culpeper-mr-bob-hill Bob Hill, a resident at The Culpeper, is one example of a LifeSpire resident committed to wellness. Hill stays fit by running three times a week, and his fitness goals give him the strength, energy and stamina to volunteer with a number of humanitarian organizations. In the past, Hill’s volunteerism led him to North Africa where he helped build dams, repair schools, and mentor the children of female prisoners who lived in the prison with their mothers. He has also served the needs of low-income people through World Changers in Norfolk by inspecting homes and offering needed repairs to make the homes safer, warmer and drier.

jesse-hughesJesse Hughes, a resident of The Chesapeake, is another example of LifeSpire wellness. Hughes participated in the Virginia Senior Games May 17 – 21 with more than 2,100 participants. Hughes won a gold medal in basketball and three silver medals in the 50-yard run, 25-meter backstroke, and the broad jump. Since moving to The Chesapeake, Hughes has made sure to keep his body in top shape by participating in the many wellness programs the community offers.


LifeSpire owns and operates four continuing care retirement communities serving approximately 1,200 residents throughout Virginia: The Culpeper in Culpeper, The Glebe in Daleville, The Chesapeake in Newport News, and Lakewood in Richmond.

Each LifeSpire community provides a full continuum of care to address the changing health needs of seniors. Readily accessible assisted living, 24-hour nursing care, physical therapy and memory support services combined with a focus on exceptional dining, wellness and hospitality are hallmarks of each LifeSpire community. For more information, contact one of our marketing professionals at the community nearest you:

Rose Wallace, The Culpeper in Culpeper, 540-825-2411
Helen Burnett, The Glebe in Daleville, 540-591-2100
Liz Gee, The Chesapeake in Newport News, 757-223-1600
Donna Buhrman, Lakewood in Richmond, 804-740-2900

Ann Lovell is corporate director of communications for LifeSpire of Virginia. For more information, contact her at alovell@lifespireliving.org or (804) 521-9192.

The Culpeper’s bridge club provides social connections, mental fitness for residents

05/23/16

Editor’s note: In celebration of Older Americans Month, LifeSpire of Virginia is featuring one or two residents a week from its four continuing care retirement communities who most embody the characteristics of a “trailblazer” in wellness, community and hospitality.

By Ann Lovell

CULPEPER, Virginia—Jean Isaacson, 72, was disappointed there wasn’t a bridge club at The Culpeper, the LifeSpire of Virginia continuing care retirement community where she’s lived since 2013. An accountant who had started her own business in 1980, Isaacson learned to play bridge as a teen and taught the game when she lived in Chicago from 1972-1975.

Then she met Lila Bunt, 89, another avid bridge player who has lived at The Culpeper since 2011.

“Lila and I were walking from ‘the big house’ (the building that houses the dining room and community center) to our cottages,” Isaacson recalls. “I told her how I wished we had a bridge club. ‘Let’s start one!’ Lila said. So we did.”

Bunt laughs. “Two heads plus a need equals a bridge club,” she says.

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Jean Isaacson (left) and Lila Bunt (right) discuss how bridge club began at The Culpeper, the LifeSpire of Virginia continuing care retirement community where they live.

The two women started the club with one table in 2013. Then, they asked Pat Ballard, The Culpeper’s Director of Resident Services, to add it to the The Culpeper’s activities’ calendar each month. Soon Bunt and Isaacson were offering weekly classes to those interested in learning the game. Eight players joined a cruise the group took in early 2015, and today the group has grown to 14.

“We need two more players to have four tables,” Isaacson says.

Isaacson and Bunt are two of LifeSpire’s featured trailblazers during Older Americans Month in May. The U.S. Administration for Community Living sets aside May each year to recognize the contributions of older Americans. The 2016 theme is “Blaze a Trail.” Ballard recommended the two women for their initiative in starting the bridge club.

“LifeSpire trailblazers model wellness, community, and hospitality,” agrees Jonathan Cook, LifeSpire President and CEO. “By starting the bridge club, Mrs. Isaacson and Mrs. Bunt showed the kind of community spirit we appreciate from all our residents.”

‘MENTAL GYMNASTICS’

Bridge evolved from the British card game whist and dates back to the 1700s. In 1925 railroad heir Harold Stirling Vanderbilt created the modern version of contract bridge, the version The Culpeper club plays. According to David Owen of The New Yorker, Vanderbilt “had been annoyed by what he felt were deficiencies in the previous version, auction bridge.” Contract bridge caught on quickly, especially as the Great Depression set in, and by the 1940s, 44 percent of American families played the game.

Today, an estimated 25 million Americans enjoy bridge, including such notables as Warren Buffet and Bill Gates, who often play as a team. The majority of bridge players are over age 50, says Jon Saraceno in an article for AARP.

“Bridge’s intricacies make it particularly appealing for those who want to sharpen acuity with mental gymnastics,” Saraceno writes. “A study in 2000 at the University of California Berkeley, found strong evidence that an area in the brain used in playing bridge stimulates the immune system. Researchers suggest that is because players must use memory, visualization and sequencing.”

Additional research by Dr. Claudia Kawas of the University of California Irvine, seems to indicate bridge, with its added social element, may have a slight edge over other mental games in staving off dementia and Alzheimer’s disease.

“We think, for example, that it’s very important to use your brain, to keep challenging your mind, but all mental activities may not be equal,” Kawas says. “We’re seeing some evidence that a social component may be crucial.”

A REWARDING PURSUIT

Isaacson and Bunt carve out lots of time each week for bridge. The two women teach bridge on Wednesdays, developing lessons based on the book, “The Fun Way to Advanced Bridge” by Harry Lampert.

“Many of those who come last played in college,” Bunt says. “It’s a great way to welcome new residents to the community.”

The group plays together at The Culpeper on Fridays. Isaacson plays with a group at her home on Saturdays, and Bunt and her husband, John, play Tuesday evenings at the local country club with people from the greater Culpeper community.

When they aren’t playing bridge, the two women are also involved in other activities in their community. Bunt and her husband regularly work in the food pantry at their local church, St. Stephens Episcopal in downtown Culpeper. Isaacson reads to an older friend, plays rummy with older residents, and enjoys caring for her granddaughter one day a week.

Still, bridge has provided a strong bond between the two women and allowed them to forge friendships with other residents as well.

“It’s very rewarding,” Bunt says. “It keeps us busy and provides a lot of good laughs.”


Ann Lovell is Corporate Director of Communications for LifeSpire of Virginia, formerly Virginia Baptist Homes. For more information, email alovell@lifespireliving.org or call (804) 521-9192.

LifeSpire of Virginia operates four continuing care retirement communities in Virginia: The Chesapeake in Newport News, The Culpeper in Culpeper, The Glebe in Daleville and Lakewood in Richmond.